August 13, 2011 by Mandie Spudich.

Many of you have asked…”What will the FHA Appraiser be looking for when he comes out to do his inspection?” Here is a list of the most common issues being looked at:

FHA Appraisal Requirements

• No chipping, cracking, or peeling paint should be found anywhere on the interior or exterior of the property
• All stairs must have adequate handrail systems in place
• All utilities must be on and operable at the time of inspection
• All faucets, commodes. showers. etc. must be functional
• No standing water or moisture in the basement
• Mold is an issue in basement or throughout the house  –check attic
• No notable step cracks or split block cracks in foundation walls
• Roof cannot have more than 2 layers of shingles and should not be showing any signs of needing replaced
• All windows and doors must be able to open and close
• Flooring — No missing or broken tiles, flooring/carpeting should not be worn through
• No broken or cracked window panes
• No missing or broken soffit, fascia, gutters, down spouts, siding, etc…
• GFI breakers in bathroom and kitchen near water sources
• All outlets, switches, and junction boxes must have cover plates.  No spliced wires outside of a junction box
• Garage door openers must have safety sensors
• Must have fire-rated door between the garage and home
• Make sure inspector has access to attic and or crawl space
• Manufactured homes  must be built after July 1976, have HUD tags attached, and be properly attached to HUD approved foundation.  Requires a foundation inspection by a HUD approved engineer

Visit the HUD website for specific property circumstances and or changes.

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February 22, 2011 by Mandie Spudich.

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February 12, 2011 by Mandie Spudich.

“Both Wells Fargo and Quicken Loans confirmed to me last week that they will now lend to applicants with 580 FICOs and 3.5 percent down payments.”

Click here to read full details….

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January 27, 2011 by Mandie Spudich.

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January 9, 2011 by Mandie Spudich.

221 Middle Street, Fayette City, PA 15438  Why are you still paying rent when this 3 Bedroom 1 1/2 Bath Home Could Be Yours For Less Than $500 a Month??? *Based on 5% interest, 3%down payment and $400 annual property insurance.   Actual rates may vary. Price: $64,900 Beds: 3 Full Baths: 1 Half Baths: 1 Property Type: Single Family Mandie Spudich Coldwell Banker North Huntingdon Office: (724) 864-2121 Direct: (724) 864-2121 Cell: (724) 205-1654 View My Profile Contact Me ©2002-2011  Coldwell Banker Real Estate Services. All Rights Reserved. The pictured agent may or may not be the designated agent for this property.Please do not reply to this message. If you have any questions or comments, please contact Mandie Spudich directly. This email was sent from my Pittsburgh Moves website. Feel free to Sign Up or Sign In to your account. To stop receiving further emails, please opt out.

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December 29, 2010 by Mandie Spudich.

List your home before Jan 31st at my recommended listing price and I  will

reduce my commission by 1/2 %  Save $1,000 on a $200,000 listing!   Call

me today to set up an in home review to determine the value of your home!

(all fees are paid at closing, 6 month minimum contract required, this is not a company-wide program and only applies when you choose me as your REALTOR)

~

Mandie M Spudich

Realtor, ABR, SRS, QSC

Coldwell Banker

7562 Rt. 30

North Huntingdon,PA 15642

724 864 2121 ext 219

cell 724 205 1654

mandie@mandiespudich.com

www.mandiespudich.com

“The Real Estate Law requires that I provide you with a written Consumer Notice that describes the various business relationship choices that you may have with the real estate licensee. Since we are discussing real estate without you having the benefit of the consumer notice, I have the duty to advise you that any information that you give me at this time is not considered to be confidential unless and until you and I enter into a business relationship. At our first meeting, I will provide you with a Consumer Notice which explains those business relationships and my responding duties.”

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December 7, 2010 by Mandie Spudich.

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December 5, 2010 by Mandie Spudich.

Please forgive me for not updating this blog as promptly as I usually do.  Things have been a bit hectic with my little girl’s 1st Birthday and all the holidays lately.  I do assure you though that I will have the December Newsletter up and ready for you very soon. :)  And rest assured, as always if you have any questions or need anything at all I am just a phone call or email away!

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October 4, 2010 by Mandie Spudich.

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August 31, 2010 by Mandie Spudich.

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August 31, 2010 by Mandie Spudich.

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July 18, 2010 by Mandie Spudich.

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June 15, 2010 by Mandie Spudich.

Here are the stats for the month of May 2010 in Norwin School District.  I will be posing these stats Monthly.  If there are other areas you are interested in the market data on, Please comment below and I will include them in the future if possible. 

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June 9, 2010 by Mandie Spudich.

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May 18, 2010 by Mandie Spudich.

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May 4, 2010 by Mandie Spudich.

Printer Friendly Version

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April 8, 2010 by Mandie Spudich.

April Newsletter - Printer Friendly Version

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March 13, 2010 by Mandie Spudich.

March 2010 I was awarded the

Seller Representative Specialist Designation

The SRS - Seller Representative Specialist - is the premiere seller agency designation, conferred by the SRS Council, recognizing real estate professionals who have completed special education in seller representation.

For more information of the SRS Designation please visit:

 http://www.srscouncil.com/srs/public/homeSellers/sellerBenefits.aspx

________________________________

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March 9, 2010 by Mandie Spudich.

Printable Version - March Newsletter

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February 26, 2010 by Mandie Spudich.

“The best place to buy right now: Pittsburgh. For a housing market to be attractive it should have appreciating prices that show homeowners are making wise investments; an affordability rating that gives middle-class families with good credit entry into the market; and a relatively low number of foreclosures, which keeps prices stable and indicates there isn’t an excess of inventory.” 

          Click below for full article: http://www.forbes.com/2010/02/19/best-housing-prices-personal-finance-real-estate-affordable-homes.html

Reprinted from Forbes.com.

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